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 Pay It Forward (Credit Corrections) Program

I am starting this program to help YOU improve your financial life: 
1.     Live within your means – Spend less than you make
2.     Get  Out of Debt
3.     Save and Invest (save 10% of your income)

GOAL
·        Own your home
·        Have a Retirement Account

Frank (Credit Correction Inc) will help with the 1st 2 items above (Live within your means and Get Out of Debt) - 
  • Credit Correction
Improve FICO (Credit) score 
Helps you lower interest rate on your cr cards so you get out of Debt faster &
Help get a Home Loan with a better interest rate



  • Credit Coaching for 6 months
Improve Spending Habits
Helps you stay within budget (eg Mint & Manila.com) 

Fee
$890 per person.
I negotiated a rate of $325 per person.

Pay It Forward
I am starting a Trust Fund and will put $5K in it.
This will help ‘sponsor’ 16 of you at NO UPFRONT COST TO YOU
Once your credit improves in 3 to 6 months, you pay back the $325, in 7 bi-weekly (every payperiod) installments (total $325) to the Trust Fund.
This will help the next person in line.
In other words, You Pay It Forward. You will not only improve your financial health but help & inspire the next person in line

Completely Voluntary - This program is completely voluntary

Why?
One of my Goals is to contribute meaningfully by making employees’ lives better. I hope to achieve that and build loyalty and long term relationships

I do not have any interest in your personal finances other than the hope that you will do well in life and in-turn pass the goodwill on to someone else.

I would like a ‘testimonial’ of how this changed your life. This will inspire the next person in line.

EMPLOYEE STATEMENT
This is to state that I would like to participate in the pay it forward program. This is completely voluntary and at the discretion of the company. The company has a right to deny participation at its discretion to any applicant.

If selected, I agree to pay back the fee of $325 to the trust fund to help the next person in line. This will begin after I am on the program for 90 days.  I agree to have this done via payroll deduction of $50 per payperiod for 6 consecutive payperiods and $25 on the 7th payperiod for a total of $325.

If I leave the company (for any reason - terminated/fired/any other reason), before returning the money, then obviously payroll auto-deduction will not be an option. In that case, I will pay back the $325 (or any balance due) immediately until the total balance of $325 is paid in full.  This will help the next person in line.

I promise to use this tool wisely to improve my financial life so me and my family will have a better financial future and retirement.

I understand these  Terms/ Conditions –
·        Eligible after 90 days of employment
·        Payback begins after 90 days on the program
·        Completely Voluntary
·        By Application Only & At Company Discretion




Pay-It-Forward Program Application
Your name, phone number and email address will be provided to Mr. Williams upon receipt of your consent.
Mr. Williams will contact you via phone and email and seek your permission to begin credit repair services.


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